Did you know that accounts receivables and inventory are an often untapped asset for many small and medium-sized businesses? With an Asset Based Line of Credit from Federal National Commercial Credit, you can put them to work for you to help increase your cash flow.

What is it?

An Asset Based line of credit is a financing structure that allows you to borrow against your accounts receivable and inventory assets. The value of your assets along with the appropriate advance rate provides you with easy access to working capital in order for you to purchase materials, make payroll and cover other operating expenses.

These credit lines are designed to simplify your borrowing needs and provide a method by which you can spend more time running your business. 

Who can benefit?

Businesses that are faced with gaps in their cash cycles can benefit from an Asset Based Line of Credit. By leveraging the company’s assets, these gaps can be bridged. Good companies that have a proven business with the ability to effectively manage and report are great candidates for this type of financing.

How does it work?

Once established, funding is obtained by submitting a borrowing base certificate. Same day or next day funding of requests is available.   

Get more information on how an Asset Based  Line of Credit can help you improve your cash flow today!

Reach us at (800) 523-0881 or info@federalnational.com and put Federal National Commercial Credit’s experience to work for your business. 

Facility Size

$500,000 - $7,000,000

Advance Rates

90% Accounts Recievable

50% Inventory

Rates & Fees

Interest Rate

Collateral Monitoring Fee

Industries Include

Manufacturing

Service

Wholesale

Distribution

Government